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Higher Charitable Gift Annuity Rates!

Increase your retirement income and shape the University of San Diego’s future with a charitable gift annuity. Good news: the gift annuity rates are now the highest they’ve been in years.

How It Works

With a charitable gift annuity, you make a donation using cash, marketable securities or other assets, and we, in turn, pay you a fixed amount for life. With this gift you can boost your retirement income and feel secure because you receive reliable, predictable payments for as long as you live.

It’s a great time to contact Erin Jones at (619) 260-4523 or ekjones@sandiego.edu for a personalized illustration at no obligation.

Here’s an Example

Barbara, 72, transfers $25,000 in exchange for a charitable gift annuity.

With the old rates: Barbara received annual payments of $1,350, a rate of 5.4 percent.

With the new rates: Barbara receives annual payments of $1,450, a rate of 5.8 percent. This is a payout rate increase of approximately 7.4 percent.

New Rate Charts (effective July 1, 2018)
One Recipient Two Recipients
Age NEW RATE Old Rate Age NEW RATE Old Rate
60 4.7% 4.4% 60/65 4.3% 4.0%
65 5.1% 4.7% 65/70 4.7% 4.4%
70 5.6% 5.1% 70/75 5.2% 4.8%
75 6.2% 5.8% 75/80 5.7% 5.3%
80 7.3% 6.8% 80/85 6.6% 6.1%
85 8.3% 7.8% 85/90 8.0% 7.3%
90+ 9.5% 9.0% 90/95+ 9.3% 8.8%

Additional Benefits

  • A partial income tax charitable deduction for your gift when you itemize.
  • Part of each payment is income tax-free throughout your estimated life expectancy.

Tip: Consider Giving Appreciated Assets

Funding a gift annuity with appreciated assets, such as securities, will not only provide you with reliable payments for life and allow you to support USD’s work, but it can offer financial benefits. You will receive a federal income tax charitable deduction (when you itemize) in the year the gift is made and eliminate part of the capital gains tax you would have paid if selling the securities.

Request Your Personalized Illustration

We would be happy to send you a free, no-obligation illustration showing you the increased benefits you can receive from a charitable gift annuity. Your personalized illustration will include your potential income tax charitable deduction and our annual payments to you for life. Contact Erin Jones at (619) 260-4523 or ekjones@sandiego.edu to begin.

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Every contribution to USD is important. Whether great or small, donations like yours build the Torero future.

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Contact Information

Planned Giving
Degheri Alumni Center 206
5998 Alcalá Park
San Diego, CA 92110

Phone: (619) 260-4523
Fax: (619) 260-4621
ekjones@sandiego.edu

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